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[in Your State]
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Health Insurance Continuation (COBRA) (including COBRA (Health Insurance Continuation))
 
 
National Summary

Both the Consolidated Omnibus Budget Reconciliation Act (COBRA) and many state laws give employees the right to continue coverage and/or convert to individual policies after leaving the group. COBRA is intended to ensure that employees and their dependents can maintain their group healthcare coverage following certain events that otherwise would result in a termination of coverage. COBRA's protections are temporary and are intended as a stopgap until insurance is obtained from another source, such as a new employer. Employers do not have to pay for any portion of the premiums for COBRA coverage, but the beneficiaries get to maintain their insurance at less expensive group rates. A temporary 65 percent premium subsidy for up to 9 months went into effect on February 17, 2009, for workers who were involuntarily terminated on or after September 1, 2008, through December 31, 2009, and for their families. The subsidy program was first extended to apply to workers involuntarily terminated through February 28, 2010, and to provide assistance for up to 15 months. An additional extension through March 31, 2010, has been enacted.


 
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Filter Dates: Applies to News & White Papers
TypeTitleDateState
159388news.aspxNews New COBRA Subsidy Notices and Guidance Ready for Employers01/26/2010National
159160timesavers.aspxFormsAffidavit of No Coverage By Another Group Health Plan National
155673faqs.aspxQuestions & AnswersAre there situations in which COBRA can be exetended beyond the normal 18 months? National
158251timesavers.aspxFormsCOBRA Alternative Notice (Includes COBRA Subsidy Information) National
159394news.aspxNewsCOBRA Enrollment Rises with Subsidy in Place02/01/2010National
158248timesavers.aspxFormsCOBRA General Notice (Includes COBRA Subsidy Information) National
155209timesavers.aspxChecklistsCOBRA Recordkeeping Compliance Checklist National
156542guidance.aspxGuidanceCOBRA Subsidy Program: 8 Steps for Staying in Compliance National
155210timesavers.aspxChecklistsContents of Notice to Qualified Beneficiaries National
159241faqs.aspxQuestions & AnswersDoes the COBRA subsidy end completely on December 31, 2009, or is it just that no one can sign up for the subsidy after December 31, 2009? National
155211timesavers.aspxChecklistsGross Misconduct Checklist National
154065index.aspxOverviewHealth Insurance Continuation/COBRA National
156423faqs.aspxQuestions & AnswersHow can I get employer information on the new COBRA requirements regarding premium assistance? I need guidance for what we, as the employer, must be doing and when, how much we should be charging employees on COBRA, and how we recoup the 65%. National
156411faqs.aspxQuestions & AnswersHow does the stimulus package affect COBRA and when does it go into effect? National
157659faqs.aspxQuestions & AnswersI have an employee who terminated involuntarily in February 2009 and we agreed to pay his COBRA premium in full for 3 months (March, April and May). When he starts paying COBRA on his own (June, July etc.) is he eligible for the new COBRA subsidy or  National
159303faqs.aspxQuestions & AnswersIf a COBRA-eligible employee is laid off in November, would he or she still get the subsidy for 9 months? Also, does the time period for terminated employees end on 12/31/09? National
155212timesavers.aspxChecklistsInformation Needed to Comply with COBRA National
159378timesavers.aspxFormsModel Premium Assistance Extension Notice National
159429news.aspxNewsObama Signs COBRA Subsidy Extension03/03/2010National
159408faqs.aspxQuestions & AnswersOur teachers are on a one-year contract. We either offer them a new contract to return starting in September, or we do not. This employee was not offered a contract to continue. Does this situation qualify this employee for the COBRA subsidy? National
159450news.aspxNewsSenate OKs Cobra Subsidy Extension for Rest of 201003/15/2010National
159435faqs.aspxQuestions & AnswersWe had an employee terminate on March 4, 2010. Should we give him the current DOL Election Notice and change the dates from Februrary 28, 2010 to March 31, 2010? National
155699faqs.aspxQuestions & AnswersWhen an employee gives 2-weeks notice, but the employer chooses to pay in lieu of notice, which date do you use as the termination date for benefits? National