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Healthcare Insurance
 
 
National Summary

The past 30 years have been marked by a continuing shift from virtually no federal regulation of employer-sponsored health insurance to extensive substantive and administrative requirements. This regulation initially included the reporting, and disclosure and claims procedure requirements enacted in the Employee Retirement Income Security Act of 1974 (ERISA). Through the years, additional federal requirements were added, including portability and coverage guarantees, minimum maternity stays, mental health parity, required coverage of reconstructive surgery following a covered mastectomy, coverage of adoptees, and pediatric vaccine requirements. During the same period there was a large increase in state insurance law benefit mandates. Additional federal laws impacting the administration of health insurance plans included the Age Discrimination in Employment Act, the Pregnancy Discrimination Act, the Americans with Disabilities Act, the Family and Medical Leave Act, the Genetic Information Nondiscrimination Act, the Mental Health Parity Act and the Mental Health Parity and Addiction Recovery Act, and the requirement for medical support orders.


 
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TypeTitleDateState
155561jobdescriptions.aspxJob Descriptions Business Group Recognizes 'Best Employers for Healthy Lifestyles' National
159389news.aspxNews Healthcare Reform: What Now?01/21/2010National
159417whitepapers.aspxWhite PapersAre You Buying Too Much Insurance for Your Employees?03/12/2010National
159426news.aspxNewsCOBRA Subsidies: Workers Laid Off After February 28 Won't Qualify03/02/2010National
154949guidance.aspxGuidanceCompany Continues to Foot the Bill for Rising Healthcare Premiums  National
156270faqs.aspxQuestions & AnswersHave you heard of companies offering different health insurance rates to smokers vs. non-smokers? We are looking at discounting the insurance rates for non-smokers by $25.00 per month. Could you give me some advice on writing a policy on this?  National
154063index.aspxOverviewHealth Care Insurance National
155274faqs.aspxQuestions & AnswersIf an employee is on unpaid leave, is the employer obligated to continue paying for his health insurance by law. This employee is not on FMLA.  National
159447faqs.aspxQuestions & AnswersIf an employer wishes to pay a flat amount towards group medical benefits, example $200 per employee, can an employee take that $200 and find his own inidividual policy instead? If so, can that $200 be treated as pre-tax? National
155691faqs.aspxQuestions & AnswersIf you are an employer group with under 20 employees are there any issues with requiring smokers to pay more of their health premium than non-smokers? National
154925jobdescriptions.aspxJob DescriptionsMaryland Requires Wal-Mart to Pay More on Health Benefits National
159406timesavers.aspxFormsModel Employer CHIP Notice National
159407news.aspxNewsModel Employer CHIP Notice Published02/09/2010National
159398news.aspxNewsNew Mental Health Parity Rule Published02/02/2010National
155798faqs.aspxQuestions & AnswersRegarding HSAs, does an employer have any fiduciary responsibility related to the investments that an employee might choose? National
159404news.aspxNewsState Lawmakers Try to Make Preemptive Strike Against Healthcare Reform02/09/2010National
159448news.aspxNewsVirginia OKs Preemptive Strike Against Healthcare Reform03/10/2010National
155313faqs.aspxQuestions & AnswersWe are a small company that offers a contribution for our employees if they take the health insurance policy we offer. Are we legally bound to pay this contribution if they choose to take a different health insurance from the one the company uses? National