The Employee Benefits Security Administration (EBSA) of the
U.S. Department of Labor has announced the launch of a new interactive Web site
meant to help employees and their families make informed decisions about their
health benefits when facing life and work changes.
Assistant Secretary of Labor Ann L. Combs called the Web site,
"an outstanding resource for the 131 million Americans and their families who
rely on coverage from private-sector group health plans. It will be especially
helpful when unanticipated events happen."
The Web site gives consumers information about:
- Health coverage under private plans and federal and state programs
- Definitions of key terms
- Links to other resources, including public health plans and state insurance
The new Web site, which can be found at the Labor Department's
elaws Health Benefits Advisor, at http://www.dol.gov/elaws/ebsa/health/,
asks employees questions, guiding them through easy-to-use helpful tools and
facts about health benefits. Visitors to the site will learn the specific requirements
and rights under laws like the Consolidated Omnibus Budget Reconciliation Act
(COBRA) and the Health Insurance Portability and Accountability Act (HIPAA).
More importantly, the Web site allows the public to obtain information about
their rights and responsibilities under a group health plan upon the occurrence
of specific life and work changes -- including marriage, childbirth, death,
divorce, job loss, new job, or retirement.
EBSA is an agency within the Labor Department that oversees
nearly 2.6 million health benefit plans nationwide. As part of its ongoing Health
Benefits Education Campaign, the agency conducts education and outreach about
health benefit issues in order to explain the rights and responsibilities associated
with coverage by a group health plan. Other free publications under the campaign
are available on EBSA's Web site or by calling toll-free 1.866.444.EBSA (3272).
This Employment Law Advisor is one of a series of elaws advisors
(Employment Laws Assistance for Workers and Small Businesses), which are interactive
e-tools that help individuals understand federal employment laws, such as the
Fair Labor Standards Act (FLSA), the Family Medical Leave Act (FMLA) and the
Uniformed Services Employment and Reemployment Rights Act (USERRA).